Senior credit analyst (Corporate customers)

  • Компания: Торгово-промышленный Банк Китая в городе Алматы ICBC
  • Город Казахстан, Алматы
  • Зарплата:
  • Размещено: 2025-09-22 08:12:53

Описание

Key responsibilities:

  • Conduct credit analysis of financial institutions (FIs) and corporate clients, including banks, non-bank FIs, and large corporates.

  • Prepare credit opinions, rating proposals, and risk assessments in line with internal policies.

  • Monitor the financial performance of counterparties and identify early warning signals.

  • Review and analyze financial statements, business models, and sector trends.

  • Support the preparation of credit applications, memos, and internal rating reviews.

  • Work closely with relationship managers and provide risk input for new and existing transactions.

  • Ensure compliance with internal credit policies and regulatory requirements.

Qualifications and skills:

  • Bachelor’s degree in Finance, Economics, Accounting, or Business Administration (Master’s degree or professional qualification – CFA, ACCA – is an advantage).

  • Minimum 2–4 years of experience in credit analysis or risk management, preferably in a commercial or investment bank.

  • Strong knowledge of financial statement analysis, credit risk, and rating methodologies.

  • Familiarity with banking products, corporate lending, and FI exposures.

  • Good understanding of regulatory frameworks and risk management standards.

  • Excellent analytical, writing, and presentation skills.

  • Proficiency in Excel, PowerPoint, and financial modeling tools.

  • Fluency in English (both written and spoken); knowledge of additional languages is an asset.

  • Ability to work under pressure, meet deadlines, and manage multiple tasks.

  • Strong teamwork skills and ability to cooperate across departments.

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